Mortgages
Mortgages Made Simple
One of the first steps in buying a home is knowing what you can afford. That's where trusted mortgage partners come in. With the right lender, you'll have confidence, clarity, and the financial strategy to unlock your new home.
KNOW YOUR NUMBERS. OWN YOUR NEXT MOVE.
Understanding your mortgage options is the foundation of a smart home purchase. The right mortgage broker will:
- Help you discover how much you can afford.
- Guide you through pre-qualification and approval.
- Break down rates, terms and options without the jargon.
- Simplify the financial side of home ownership - so you can focus on finding the right place.
KNOW YOUR NUMBERS. OWN YOUR NEXT MOVE.
Understanding your mortgage options is the foundation of a smart home purchase. The right mortgage broker will:
- Help you discover how much you can afford.
- Guide you through pre-qualification and approval.
- Break down rates, terms and options without the jargon.
- Simplify the financial side of home ownership - so you can focus on finding the right place.
MEET MY TRUSTED MORTGAGE PARTNER. MIKE JONES AT CENTUM
I believe who you work with matters. That's why I proudly partner with Mike Jones at Centum Core Financial Inc., a mortgage broker dedicated to making financing approachable for first-time buyers, families and investors alike.
With Mike, you get:
- Personalized mortgage strategies that fit your lifestyle and goals.
- Ongoing guidance not just at approval, but throughout your homeownership journey.
- Access to multiple lenders - to find competitive rates and flexible options.
Together, we'll make sure you're financially ready when the right home hits the market.
MEET MY TRUSTED MORTGAGE PARTNER. MIKE JONES AT CENTUM
I believe who you work with matters. That's why I proudly partner with Mike Jones at Centum, a mortgage broker dedicated to making financing approachable for first-time buyers, families and investors alike.
With Mike, you get:
- Personalized mortgage strategies that fit your lifestyle and goals.
- Ongoing guidance not just at approval, but throughout your homeownership journey.
- Access to multiple lenders - to find competitive rates and flexible options.
Together, we'll make sure you're financially ready when the right home hits the market.
Mortgage Terms made simple
Confused by mortgage lingo? You're not alone. Here's a quick glossary to cut through the noise:
Pre-Approval:
A lender's written commitment stating how much you can borrow.
Fixed vs. Variable Rate:
Fixed stays the same, variable can change with the market.
Amortization Period:
The total length of time it takes to pay off your mortgage.
Down Payment:
The upfront amount you put toward your home purchase.
Closing Costs:
Fees for legal, lender, and other services at the end of your transaction.
Mortgage Default Insurance (CMHC): Required with less than 20% down. Protects the lender but allows you to buy sooner with a smaller down payment.
REAL ESTATE + MORTGAGE GUIDANCE = CONFIDENCE
Buying your first home isn't just about finding the right property - it's about building a strategy that works from day one. By combining my local expertise with the financial knowledge of partners like Mike Jones at Centum Core Financial Inc., I ensure you're not only excited about your new home, but confident in how you're paying for it.
REAL ESTATE + MORTGAGE GUIDANCE = CONFIDENCE
Buying your first home isn't just about finding the right property - it's about building a strategy that works from day one. By combining my local expertise with the financial knowledge of partners like Mike Jones at Centum Centum Core Financial Inc., I ensure you're not only excited about your new home, but confident in how you're paying for it.
CENTURY 21 United Realty Inc. Brokerage
INFO & SERVICES
CENTURY 21 United Realty Inc. Brokerage
387 George Street South (PO Box 178), Peterborough, ON K9J6Y8
(705) 743-4444
INFO & SERVICES
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
Century 21 Canada Limited Partnership currently has franchise opportunities available in select markets across Canada. The intent of this communication is for informational purposes only and is not intended to be a solicitation to anyone under contract with another real estate brokerage operation. This e-mail message contains confidential information intended only for the use of the individual or entity named above. Any unauthorized use or disclosure is strictly prohibited. If you have received this communication in error please immediately delete the e-mail and either notify the sender at the above e-mail address or by telephone.
© 2026 MoxiWorks
